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Wayne County Car Accident: Legal Rights and Insurance Limits Following a T-Bone Crash

Wayne County Car Accident: Legal Rights and Insurance Limits Following a T-Bone Crash

In Indiana, intersection collisions often trigger a complex “Battle of Percentages.” When one driver fails to yield the right-of-way, insurance companies frequently look for any evidence, such as speed or a minor distraction, to shift partial blame to the injured party.

Under Indiana’s strict negligence standards, even a small percentage of assigned fault can drastically reduce your financial recovery or bar it entirely. For families dealing with a life-threatening injury requiring CareFlight transport, the primary legal challenge is proving the other driver’s failure to yield was the sole proximate cause of the catastrophe.

The Accident Brief

  • Incident Date: Tuesday morning, January 13, 2026.
  • Location: Intersection of North Centerville Road and Webster Road, Wayne County, Indiana.
  • The Conflict: According to the Wayne County Sheriff’s Office, a 2020 Dodge Ram traveling west allegedly failed to yield the right-of-way, striking a southbound Ford Focus.
  • Outcome: The driver of the Ford Focus was trapped and sustained life-threatening injuries, necessitating a CareFlight evacuation to Miami Valley Hospital.

Legal Analysis

Establishing liability in a Wayne County T-bone collision requires a deep dive into Indiana’s traffic codes and fault-allocation statutes.

  • Right-of-Way Statutes (IC 9-21-8-31): Indiana law requires drivers to yield to vehicles approaching so closely as to constitute an immediate hazard. A violation here establishes a clear breach of the duty of care.
  • Modified Comparative Fault (IC 34-51-2-6): Indiana’s 51% rule means you cannot recover damages if you are found more than 50% at fault. We focus on ensuring insurance adjusters don’t unfairly inflate your fault percentage to bar your claim.
  • Insurance Coverage Gaps: With life-threatening injuries, medical bills often exceed standard policy limits. We must investigate the at-fault driver’s employment status or umbrella policies to find additional avenues for recovery.

Contact Our Indiana Car Accident Lawyer

If you or a loved one has been injured in a car accident in Wayne County or anywhere in Indiana, do not let the insurance company determine the value of your future. Reach out to our Indiana car accident lawyers at Langer & Langer for a free, confidential evaluation. We fight to ensure your rights are respected, and you receive the full value of your claim. Call 219-245-5881 now.

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